From bank accounts to mortgages... finance for people with bad credit

In these financially challenging times, it can be difficult to apply for the credit you need if you have any kind of blemish on your credit history.

You might not even have much of a credit history, which would also automatically rule you out of many lenders’ applications.

Fortunately, there is help at hand with specific finance options available for those who have a low or impaired credit file.

Some people may find it difficult obtaining something as simple as bank account, which a few years ago would be far easier to come by. Now, there are bad credit bank accounts available which operate as a normal bank account would, with options to connect standing orders and direct debits to the account, as well as having a normal card to use in ATM machines.

There are also many other finance options available for those who have bad credit, such as bad credit homeowner loans or even payday loans.